Your business deserves a smarter path to payments.
Know what you're paying. Know your options. Make the right move.
Trailhead Review™
Merchant · Aspen Hardware Co.
You're paying more than you should on Visa Credit and Amex — but your channel mix is healthy.
- Hidden Fees Found3 line items flagged
- Equipment Upgrade AvailableTerminal 2 generations behind
- Estimated Annual Savings$0
- Recommended POSClover Compact
Sometimes the smartest move is staying put.
Every review ends in one of three outcomes.
One review. The whole picture.
Five areas of your setup, scored — and reviewed by an advisor before you see it.
- Costs & FeesYour real effective cost
- Contract & TermsRenewal language and exit cost
- POS & EquipmentDoes the system match your counter
- Software & IntegrationsWhat has to talk to what
- Support & GrowthWho answers when payments stop
See where your payments stand.
Every area of your setup is scored, then reviewed by an advisor before you ever see the number.
- Processing cost0
- Contract & terms0
- Hidden fees0
- POS fit0
- Equipment0
- Support0
From statement to plain English.
- Interchange — CPS Retail$1,842.10
- Assessments — Visa$186.44
- Monthly service fee$29.95
- PCI non-compliance$49.00
- Batch fee (31 × $0.25)$7.75
- Non-qualified surcharge$312.60
- Gateway / statement fee$24.90
Stop guessing about your fees.
- →3 fees on this statement aren't tied to card cost
- →Effective rate is 3.11% — above the range for this profile
- →Non-qualified surcharge suggests a tiered pricing model
Example findings. Your review is prepared from your own statement and confirmed by an advisor.
Three honest outcomes.
Sometimes the smartest move is staying put.
Your pricing, contract and POS already fit. We document why, and you keep your setup with a clear record of where you stand.
A complete, valid outcome — no switch required.
Upgrade the setup. Not the headache.
Keep your processor and fix what's actually costing you — a fee that shouldn't be there, an outdated terminal, a missing capability.
Compare before you commit.
When the gap is real, you see the options side by side, with the tradeoffs stated plainly before anything is signed.
One review. A clearer path.
Share your setup
Upload a statement — or answer a few questions.
We analyze the full picture
Pricing, terms, POS, hardware and daily workflow.
Review with an advisor
Findings and tradeoffs in plain English.
Choose your path
Stay put, optimize, or change. Your call.
See where your payments stand.
No obligation, no pressure to switch — and staying put is a valid answer.
Payments that fit the way you operate.
These are the units we place — and we only recommend what earns its place.
The right setup looks different for every business.
Compare your options without the sales pitch.
Start with a clearer picture.
Your processing costs, POS setup and options — without committing to a switch.