Part of the Trailhead Review™

How healthy is your payment stack — really?

The Trailhead Payment Health Score™ is how we summarize what your review found: one grade across five areas — Costs & Fees, Contract & Terms, POS & Equipment, Software & Integrations, and Support & Growth Readiness. It is included in every Trailhead Review™, and the outcome is always one of three things: stay put, optimize, or consider switching.

Get My Free Trailhead Review™How the analysis works

Illustrative example

A−Sample score

What we measure

Five areas. One honest number.

Each area is scored, weighted by your business type, and rolled into the final grade. No black box — you get to see every line.

Costs & Fees

Your effective rate, hidden fees, and how your pricing model compares for your card mix.

Contract & Terms

Contract length, auto-renewals, early termination fees, and price-increase language.

POS & Equipment

Whether your terminal or POS actually fits how you take payments today.

Software & Integrations

POS, invoicing, e-commerce, and loyalty tools — and whether they work together.

Support & Growth Readiness

How reachable support is, and whether your stack can handle more volume or a new location.

The scale

A to F — no grade inflation.

AStay PutYour pricing and setup line up well. There's little to gain from changing anything right now.

BStay PutMostly solid, with a few line items worth a closer look.

COptimizeSpecific fees, contract terms, or equipment choices are working against you.

DOptimize or Consider SwitchingSeveral areas need attention. An advisor can walk you through the options.

FConsider SwitchingYour current contract, pricing, or platform is unlikely to serve you well going forward.

Get your Health Score in minutes.

Upload your latest statement — we'll grade every dimension and hand you the report.

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