This page is the detail behind the Trailhead Review™. We read your processing statement, separate real cost from markup, score your setup, check whether your POS and equipment still fit, and compare your options. Every finding is reviewed by a person before it reaches you.
Every Trailhead Review™ covers all five areas of the Health Score, so you see the whole picture — not just the rate someone quoted you.
Upload a statement. See what you're really paying.
We read your processing statement line by line, separate interchange from assessments and markup, and flag the charges worth questioning — add-on fees, inflated markup, downgraded transactions, and equipment costs that no longer make sense.
How healthy is your payment stack — really?
A single letter grade (A to F) covering the five areas of your setup: Costs & Fees, Contract & Terms, POS & Equipment, Software & Integrations, and Support & Growth Readiness. The fastest way to see if your current setup is helping or hurting your business.
Not every POS fits every business. We tell you which does.
Answer a few questions about how you operate and we compare Square, Toast, Clover, Lightspeed, and specialized systems against your actual workflow — inventory depth, ticket size, staff, integrations, and growth plans. Keeping the POS you have is a valid outcome.
Terminals, printers, and kits — matched to how you take payments.
Countertop, mobile, kiosk, handheld — the right hardware depends on where and how you sell. We match terminals, receipt printers, and cash drawers to your volume, your environment, and the POS you already run.
The full analysis — yours to keep.
Every review ends with a written summary: your fee breakdown, what the numbers mean, POS and equipment notes, and a clear recommendation — stay put, optimize, or compare options. Yours whether you switch or not.
Model your true blended rate before you sign anything.
Enter your monthly volume, average ticket, and card mix. The calculator applies published Visa, Mastercard, Discover, and Amex interchange rates plus network assessments — so you can see what interchange-plus actually costs.
Software can read a 40-page statement quickly and surface patterns a person might miss on a first pass. But it never signs the recommendation. A real payment advisor reviews every output, adds the business context, and stands behind the answer.
The technology catches the fees. The advisor catches everything else — the vendor's roadmap, the staff you'll retrain, the season you shouldn't switch in.
How we run every engagement
Start with a free Trailhead Review™. Everything else — score, POS fit, hardware picks — comes with it.
